Disability Income Insurance
The best way to identify an insurance or financial product to meet your needs is to meet with a professional independent agent, such as those affiliated with Liberty Assurance Group.
Send us an e-mail or call us toll free at (888) 524-4621. Please describe the nature of your inquiry and need. We'll refer you to an agent who can help.
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Have You Considered Short-Term Disability?
More often than we think, many people in today's workforce suffer a short-term disability.
- Within 10 minutes, 441 people will suffer a disability.
- 23.2 million disabling injuries were reported in 2004; 3.7 million of those were work related.
- The cost of unintentional injuries in 2004 was $574.8 billion.(1)
Disability income can help protect your most valuable asset, your ability to earn an income. If you can't work, your family is headed for some very difficult times. Disability income insurance can help you and your family pay those bills that just keep coming whether you're working or not.
In most cases, a short-term disability will result in reduced income for you and your family. If you become disabled and cannot work, how long could you pay bills and provide for your family? How long will the disability benefit from your employer-sponsored insurance, if any, last? Do you have enough money saved up to cover the additional expenses caused by a disability, maintain your lifestyle, and cover everyday living expenses?
Disability income insurance provides a monthly benefit for loss of income because of covered injuries or illnesses. After a predetermined time period, it could pay a percentage of your income for as long as you're disabled or until the policy's limits are reached.
More Information
1. Injury Facts, National Safety Council, 2005-2006 Edition.