Medicare Related Health Solutions
With so many people living longer than ever before and with the cost of living, including medical services and prescriptions, rising dramatically, having the right Medicare related insurance is essential.
At Liberty Assurance Group, we go to great lengths to ensure that we have excellent Medicare related insurance solutions at excellent prices. That's why we want to discuss the importance of Medicare related insurance, as well as some product features to look for.
Important: Use the information below for general reference only. Consult with your agent or tax advisor about the specific features of the disability income insurance product you are considering.
When you are fairly sure about what you need, tell us about it, and we'll refer you to an agent who can help you make a decision and apply for coverage.
When you cannot decide what you need, just tell us about your situation. We'll do our best to find a solution.
Send an e-mail or call us toll free at (888) 524-4621 or checkout a general list of all our insurance products.
Medicae Doesn't Pay It All
Medicare pays a portion of your doctor and hospital bills, but it's not designed to cover all of them.
That's where Medicare supplement insurance from Conseco Insurance Company becomes important. Our insurance coverage helps give you the financial resources to cover expenses Medicare won't. 1
A Medicare supplement insurance policy helps pay some of the expenses not covered by Medicare. What's more:
- Your out-of-pocket health care costs are reduced
- You choose your own doctors, hospitals and other health care providers
- Your benefits increase along with Medicare's deductibles and co-payments
With companies offering the same standardized insurance plans, your Medicare supplement choice comes down to price and a company's service, reputation and experience with Medicare supplement insurance policies.
Today's senior citizens are faced with many options when it comes to health care after age 65. Neither the Medicare program nor managed care was intended to pay the entire hospital, doctor or nursing home bill. Many seniors will need supplemental insurance to pay expenses not covered by Medicare.
That's where UCT's Medicare supplement insurance becomes important. Our insurance coverage helps give you the financial resources to cover expenses Medicare won't.
What is Standardization?
Congress passed a law in 1990 limiting the number of possible Medicare supplement plans that insurers can offer. As a result, insurers can offer only 10 combinations of benefits, lettered A through J, plus two high deductible plans. UCT offers plans A, B, C, D, F and G¹ in the United States at affordable prices.²
Why is Open Enrollment Important?
You cannot be turned down for medical reasons if you submit an application during the six months of open enrollment beginning with the first month in which you are 65 years of age or older and you first enrolled for benefits under Part B. After this period, your health will be taken into consideration before a policy is issued.